Blog

January is often filled with big goals—eat healthier, exercise more, save more. But when it comes to finances, the most lasting progress usually starts small.

Personal Finance

The holiday season is a time for joy, giving, and celebrating with the people who matter most. But let’s be honest—between gifts, gatherings, travel, and festive meals, expenses add up quickly. At this time of year, many families feel the pressure of stretching their budgets further than planned.

Budgeting, Christmas Savings

The holidays are here—and with them come twinkling lights, gift lists, and sometimes more online shopping carts than we expected. At Security Bank USA, we know how important it is to shop with confidence, especially during the busiest time of the year. Let’s talk about something that pops up often during holiday spending: debit card fraud.

Debit Cards, Scams

At Security Bank USA, we’re fortunate to be surrounded by people who value connection, trust, and genuine relationships. This time of year naturally brings reflection, and one thing stands out above all else: we are deeply thankful for you—our customers and our community.

While many buyers think spring and summer are the best seasons to purchase a home, fall and winter offer unique advantages — especially here in Bemidji. From less competition to motivated sellers and a chance to see how homes perform in cold weather, buying in the off-season can be a smart move.

October is Cybersecurity Awareness Month, and at Security Bank USA, we’re taking this time to remind our customers how important it is to stay safe online. Technology keeps us connected and makes everyday banking easier — but it also means protecting your personal and financial information is more important than ever.

This fall, shop local. Together, we can keep our community thriving and celebrate the people who make it so special.

As the crisp September air sets in, it’s the perfect reminder that winter is just around the corner. While fall is filled with cozy traditions, football games, and pumpkin spice everything, it’s also a smart time to prepare your finances for the colder months ahead. Heating bills, snow removal, holiday travel, and gift-giving can all put extra stra

Life has a way of surprising us—sometimes in wonderful ways, and sometimes with unexpected expenses. A car repair, a sudden medical bill, or even a furnace breaking down in the middle of a Minnesota winter can throw off your financial balance. That’s why having an emergency fund isn’t just a good idea—it’s essential.

Savings

Buying a home is one of the most exciting—and yes, sometimes overwhelming—milestones in life. Whether you're a first-time buyer or simply need a refresher, we’re here to walk you through the full process, step-by-step. At Security Bank USA we’ve helped generations of families navigate the journey home. And while we specialize in real estate lending