Blog

While many buyers think spring and summer are the best seasons to purchase a home, fall and winter offer unique advantages — especially here in Bemidji. From less competition to motivated sellers and a chance to see how homes perform in cold weather, buying in the off-season can be a smart move.

October is Cybersecurity Awareness Month, and at Security Bank USA, we’re taking this time to remind our customers how important it is to stay safe online. Technology keeps us connected and makes everyday banking easier — but it also means protecting your personal and financial information is more important than ever.

This fall, shop local. Together, we can keep our community thriving and celebrate the people who make it so special.

As the crisp September air sets in, it’s the perfect reminder that winter is just around the corner. While fall is filled with cozy traditions, football games, and pumpkin spice everything, it’s also a smart time to prepare your finances for the colder months ahead. Heating bills, snow removal, holiday travel, and gift-giving can all put extra stra

Life has a way of surprising us—sometimes in wonderful ways, and sometimes with unexpected expenses. A car repair, a sudden medical bill, or even a furnace breaking down in the middle of a Minnesota winter can throw off your financial balance. That’s why having an emergency fund isn’t just a good idea—it’s essential.

Savings

Buying a home is one of the most exciting—and yes, sometimes overwhelming—milestones in life. Whether you're a first-time buyer or simply need a refresher, we’re here to walk you through the full process, step-by-step. At Security Bank USA we’ve helped generations of families navigate the journey home. And while we specialize in real estate lending

Your debit card makes spending easy—but behind that tap or insert is a whole system working to keep your money safe. Security Bank USA is here to explain what your debit card isn’t telling you, and how you can stay one step ahead.

Debit Cards

Ever wonder why it's so easy to click “Add to Cart”—but so hard to move money into savings? You're not alone! Saving money isn’t just a numbers game—it’s a mindset. At Security Bank USA we believe understanding the psychology behind spending and saving is just as important as opening a savings account. And the good news? Once you know how your brai

When a storm hits hard and causes damage to your home or business, it can feel both overwhelming and devastating. At Security Bank USA we want you to know that you’re not alone. We’re more than your bank — we’re your friends and neighbors too! We’re here to walk beside you as you take the next steps toward recovery.

Elder financial abuse robs older Americans of billions of dollars in money, property and other assets every year. Here at Security Bank USA, our employees are key watchdogs for monitoring and identifying this abuse.