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Rates & Yields

Rates current as of May 16, 2021

Security BankUSA Money Market Account Rates

CD Rates
Minimum Balance Interest Rate APY**
$200,000 - $999,999,999.99 0.20% 0.20%
$100,000 - $199,999.99 0.15% 0.15%
$25,000 - $99,999.99 0.15% 0.15%
$10,000 - $24,999.99 0.13% 0.13%
$1,000 - $9,999.99 0.10% 0.10%

$10,000 minimum deposit to open a tiered Security BankUSA Money Market account

 
 

 IRA Certificate of Deposit Rates

CD Rates
Term Minimum Balance Interest Rate APY*
12 Months

$500 - $9,999.99

$10,000 - $24,999.99

$25,000 - $999,999,999.99

0.60%

0.75%

0.85%

0.60%

0.75%

0.85%

18 Months

$500 - $9,999.99

$10,000 - $24,999.99

$25,000 - $999,999,999.99

0.60%

0.80%

0.90%

0.60%

0.80%

0.90%

30 Months

$500 - $9,999.99

$10,000 - $24,999.99

$25,000 - $999,999,999.99

0.66%

0.91%

1.01%

0.66%

0.91%

1.01%

36 Months

$500 - $9,999.99

$10,000 - $24,999.99

$25,000 - $999,999,999.99

0.67%

0.92%

1.02%

0.67%

0.92%

1.02%

48 Months

$500 - $9,999.99

$10,000 - $24,999.99

$25,000 - $999,999,999.99

0.70%

0.95%

1.05%

0.70%

0.95%

1.05%

60 Months

$500 - $9,999.99

$10,000 - $24,999.99

$25,000 - $999,999,999.99

0.90%

1.15%

1.25%

0.90%

1.15%

1.26%

Penalty may be imposed for early withdrawal
Variable Rate IRAs: 0.85% interest rate / 0.85% APY*

 

Certificate of Deposit Rates

CD Rates
Term Minimum Balance Interest Rate APY*
91 Days

$500 - $9,999.99

$10,000 - $24,999.99

$25,000 - $999,999,999.99

0.30%

0.50%

0.60%

0.30%

0.50%

0.60%

182 Days

$500 - $9,999.99

$10,000 - $24,999.99

$25,000 - $999,999,999.99

0.45%

0.70%

0.80%

0.45%

0.70%

0.80%

12 Months

$500 - $9,999.99

$10,000 - $24,999.99

$25,000 - $999,999,999.99

0.60%

0.75%

0.85%

0.60%

0.75%

0.85%

18 Months

$500 - $9,999.99

$10,000 - $24,999.99

$25,000 - $999,999,999.99

0.60%

0.80%

0.90%

0.60%

0.80%

0.90%

24 Months

$500 - $9,999.99

$10,000 - $24,999.99

$25,000 - $999,999,999.99

0.65%

0.90%

1.00%

0.65%

0.90%

1.00%

30 Months

$500 - $9,999.99

$10,000 - $24,999.99

$25,000 - $999,999,999.99

0.66%

0.91%

1.01%

0.66%

0.91%

1.01%

36 Months***

$500 - $9,999.99

$10,000 - $24,999.99

$25,000 - $999,999,999.99

0.67%

0.92%

1.02%

0.67%

0.92%

1.02%

48 Months***

$500 - $9,999.99

$10,000 - $24,999.99

$25,000 - $999,999,999.99

0.70%

0.95%

1.05%

0.70%

0.95%

1.05%

60 Months***

$500 - $9,999.99

$10,000 - $24,999.99

$25,000 - $999,999,999.99

0.90%

1.15%

1.25%

0.90%

1.15%

1.26%

*APY Annual Percentage Yield.**Interest Rate and APY may change after account is opened. Fees may reduce earnings certificate. Contact an employee for further information regarding applicable fees, terms and conditions. Interest rate is paid on the entire balance.

***36, 48, & 60 Month Certificate of Deposit are option CDs, which allows you to change the rate once during the term of the certificate. Contact a Personal Banker for further information regarding applicable fees, terms, and conditions. Interest rate is paid on the entire balance.  

Security BankUSA Savings Account Rates

CD Rates
Minimum Balance Interest Rate APY*
Passbook Savings**1 0.05% 0.05%
Christmas Club Savings**2 0.05% 0.05%
Money Market**3 0.10% 0.10%
 
 

Health Savings Account Rates

CD Rates
Minimum Balance Interest Rate APY**
$25,000 - $999,999,999.99 0.35% 0.35%
$5,000 - $24,999.99 0.25% 0.25%
$2,500 - $4,999.99 0.20% 0.20%
Less than $2,500 0.15% 0.15%
 

Security BankUSA Checking Account Rates

CD Rates
Minimum Balance Interest Rate APY**
Simply Free**1

N/A

N/A

eFree**4

0.05%

0.05%

Secure Plus**1 (Balance Requirements Below)    
$200,000 - $999,999,999.99

0.20%

0.20%

$100,000 - $199,999.99

0.15%

0.15%

$25,000 - $99,999.99 0.15% 0.15%
$10,000 - $24,999.99

0.13%

0.13%

$1,000 - $9,999.99

0.10%

0.10%

$500 - $999.99

0.05%

0.05%

 

 

*APY Annual Percentage Yield. All Annual Percentage Yields are figured on $1,000.00 balance.
** Interest Rate and APY may change after account is opened. Fees may reduce earnings.
Minimum balance to open account: 1 $100.00;  2 $5.00.

Minimum balance to earn APY: 3 $1,000.00; 4 $500.00

Posted rates are applicable to the Bemidji area. 

Contact a Personal Banker for further information regarding additional rates, applicable fees, terms, and conditions.