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Checking Accounts

Checking Accounts

Your everyday tool for purchases.

Most people use their checking account almost every day. Whether it's to make a quick purchase using their debit card or writing a check to pay a bill, you need a checking account that allows you to access your money when you need it. Security BankUSA offers three checking accounts for our customers to choose from. Each of these checking accounts offers their own unique mix of features that can include things like VISA debit cards, overdraft protection, direct deposit, and bill pay. Browse our comparison chart below to see which checking account is the right choice for you. If you're ready to apply to open an account, you can get started bgy clicking the button below. 

Compare Checking Accounts Apply for a New Checking Account Order Checks Online


Checking Account Offerings

Each of Security BankUSA Checking Account offers:

  • Free Mobile Banking
  • Free Online Banking
  • Free Telephone Banking
  • Free Debit Card (subject to qualification)
  • Free Foreign ATM Fees (Fees assessed by Security BankUSA)
  • eStatements
  • Account Alerts
Picture of a phone being used for mobile banking


Account FeaturesSIMPLY FREE CheckingeFREE CheckingSECURE PLUS Checking
Minimum Opening Deposit$100$25$100
Minimum Balance to Avoid Service ChargeNoneNone$250
Monthly Service ChargeNoneNone$5
Interest Earning Checking AccountNoYes*Yes*
Free Online Bill PayNoYesYes with E-Statements
Check ImagesAvailable OnlineAvailable Online$2 per month with paper statement; available free online
Free Security BankUSA Style ChecksNoNo1 Box/Year or ID TheftSmart Restoration / or both for $10.00/year
Interest RateN/AVariable RateVariable Tiered Interest Rates
Open An AccountApply NowApply NowApply Now

*If average daily balance of at least $500 is maintained

* For disclosure of interest rates, compounding and crediting and other balance information, contact one of our personal bankers at (218) 751-1510.

All accounts can be accessed day and night with Security BankUSA online banking and our 24-Hour Telebanking