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Mortgage Loans

Home Loans - Apply Today

The real estate lending team at Security BankUSA can help you with your mortgage needs. Get started by completing a home loan application with a member of our lending team.

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Conventional Home Loans

Conventional home loans include options like fixed-rate mortgages, adjustable-rate mortgages, and refinancing your existing loan. Benefits to these types of loans include:

  • As little as 3% down payment (income limits may apply)
  • 1-4 family properties
  • Primary, investment, or second home
  • Purchase or refinance

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Rural Development Loans

A rural development home loan is a government-backed mortgage program designed to help individuals overcome barriers to owning a home in a rural community. Benefits include:

  • Allows for a zero down payment option
  • Income limits apply
  • For primary residence only
  • Purchase only



VA Home Loans

VA Home Loans are available for active-duty service members and veterans and offer exclusive benefits that include:

  • Available for eligible veterans
  • Allows for zero down payment option
  • No income limits apply
  • Primary residence only
  • Purchase or refinance

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Federal Housing Authority (FHA) Loan

These loans are offered through the Federal Housing Authority and are designed to make home ownership possible for borrowers who may not qualify for other types of conventional home loans. Details for this loan include:

  • 3.5% down payment
  • Primary residence only
  • No income limits
  • Purchase or refinance



1st Time Home Buyer Loan

First time home buyers can take advantage of unique benefits when applying for a home loan. Security BankUSA can offer first-time home buyer home loans that:

  • Works in conjunction with other loan programs
  • Income limits apply

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Home Equity Lending Products

Using your home's built up equity can be a valuable tool to offer financial flexibility. Our home equity lending products include:

  • Home equity fixed payment loans
  • Home equity line of credit options