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Business Loans

Decisions Made Quickly and Locally

At Security BankUSA our business is understanding the needs of your local business. Our lenders know the local climate, and will assist you in choosing the right loan package to achieve your goals.

 

PPP Applications

As of January 15, 2021, Security BankUSA will be processing 1st and 2nd draw PPP applications. 

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Commercial Real Estate

We offer competitive and flexible financing options to help you purchase a new building. If you currently own your building, sit down with us to make sure you've got the best possible terms for your loan.

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SBA Financing

As a U.S. Small Business Administration Preferred Lender, we’re proud to help move small businesses forward every day. Specializing in SBA 7(a), SBAExpress, SBA Veterans Advantage and SBA 504 Loan Programs, we can help you take advantage of potential benefits such as a lower down payment, flexible requirements of collateral and longer terms of amortization with fixed interest rates. Whether it is for commercial real estate, construction, leasehold improvement, equipment or inventory purchase, working capital and more, our experienced Business Bankers can provide you with various financial solutions tailored to your needs.



Equipment Loans

We offer competitive and flexible financing options to help you purchase new or refinance existing equipment.

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Operating Lines of Credit

Get help with your short-term borrowing needs. Flexible credit amounts and repayment schedules.



Letter of Credit

A Letter of Credit provides you with a Guaranty of Payment from Security BankUSA.

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Business Manager

Business Manager is a business lending solution to help improve cash flow. Security BankUSA manages accounts receivable while the business receives the funding on their receivables immediately. This program also allows the business to access reports, track payments, and see other valuable information for maintaining and growing an efficient and successful business.