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Checking & Savings Accounts

Checking Accounts

Your everyday tool for purchases.

We offer many custom features, from our Instant Cash Visa Debit Card, to Overdraft Protection, Direct Deposit, and Bill Pay.

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Personal Accounts

Find the Right Account for You.

Explore our offerings below or select one of the options to the right.

Checking Account Offerings

Each of our Checking Accounts offer:

  • Free Mobile Banking
  • Free Online Banking
  • Free Telephone Banking
  • Free Debit Card (subject to qualification)
  • Free Foreign ATM Fees (Fees assessed by Security BankUSA)
  • eStatements
  • Account Alerts
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Account FeaturesSIMPLY FREEeFREESECURE PLUS
Minimum Opening Deposit$100$25$100
Minimum Balance to Avoid Service ChargeNoneNone$250
Monthly Service ChargeNoneNone$5
Interest Earning Checking AccountNoYes*Yes*
Free Online Bill PayNoYesYes with E-Statements
Check ImagesAvailable OnlineAvailable Online$2 per month with paper statement; available free online
Free Security BankUSA Style ChecksNoNo1 Box/Year or ID TheftSmart Restoration / or both for $10.00/year
Interest Rate Variable RateVariable Tiered Interest Rates

*If average daily balance of at least $500 is maintained

* For disclosure of interest rates, compounding and crediting and other balance information, contact one of our personal bankers at 751-1510.

All accounts can be accessed day and night with Security BankUSA online banking and our 24-Hour Telebanking


Savings Accounts

Personal Savings, Health Savings, Money Market, IRA and Education savings. We have you covered.

Apply for a new Savings Account

Compare Savings Accounts

Account TypeOpening DepositMinimum Balance to Avoid Service ChargesMonthly Service Charge
Personal Savings*$100$100$1 if balance
below $100
Minor Savings*$25$0$0
Money Market Savings Account*$1,000$1,000$6 if balance
below $1,000
USA Money Market Account*$10,000$1,000$10 if balance
below $1,000

Personal Savings*: Four withdrawals allowed per month – more than four are .25 cents each. Interest compounded semi-annually.

Minor Savings*: A FREE savings account for minors, up to age of 18, then converts to Passbook Savings. Interest compounded semi-annually.

Money Market Savings Account*: Traditional Money Market Deposit Account. Open with a $1,000 minimum opening balance and maintain $1,000 minimum balance to avoid service charges. Interest compounded and credited monthly.

USA Money Market Account*: Tiered Money Market Deposit Account. Open with a minimum opening balance of $10,000 and a minimum balance of $1,000. Interest compounded and credited monthly.

* Fees could reduce earnings on accounts. Interest rates may change on account after opening.


Certificates of Deposit

Security BankUSA pays competitive interest rates on CD's and are insured to $250,000 by the FDIC. Call toll free for current rate quotes: 1-888-761-5879 or click here for current rates.

IRA Accounts*

  • IRA Variable
  • Roth IRA
  • Education Savings

*For disclosure of interest rates, compounding and crediting and other balance information, contact one of our personal bankers at 751-1510. All accounts can be accessed day and night with our online banking or 24-Hour Telebanking.

Health Savings Account*

Health savings accounts are for individuals and families covered by high deductible health insurance plans.

  • No set up fee
  • $100 minimum deposit
  • $25.00 transfer out fee
  • $25.00 early closing fee
  • E-statement
  • Checks or debit card
  • Pays interest at a variable rate

* Interest rate and fees may change after account is opened. Fees may reduce earnings.