Checking Accounts
Your everyday tool for purchases.
We offer many custom features, from our Instant Cash Visa Debit Card, to Overdraft Protection, Direct Deposit, and Bill Pay.

Personal Accounts
Find the Right Account for You.
Explore our offerings below or select one of the options to the right.
Checking Account Offerings
Each of our Checking Accounts offer:
- Free Mobile Banking
- Free Online Banking
- Free Telephone Banking
- Free Debit Card (subject to qualification)
- Free Foreign ATM Fees (Fees assessed by Security BankUSA)
- eStatements
- Account Alerts

Account Features | SIMPLY FREE | eFREE | SECURE PLUS |
---|---|---|---|
Minimum Opening Deposit | $100 | $25 | $100 |
Minimum Balance to Avoid Service Charge | None | None | $250 |
Monthly Service Charge | None | None | $5 |
Interest Earning Checking Account | No | Yes* | Yes* |
Free Online Bill Pay | No | Yes | Yes with E-Statements |
Check Images | Available Online | Available Online | $2 per month with paper statement; available free online |
Free Security BankUSA Style Checks | No | No | 1 Box/Year or ID TheftSmart Restoration / or both for $10.00/year |
Interest Rate | Variable Rate | Variable Tiered Interest Rates |
*If average daily balance of at least $500 is maintained
* For disclosure of interest rates, compounding and crediting and other balance information, contact one of our personal bankers at 751-1510.
All accounts can be accessed day and night with Security BankUSA online banking and our 24-Hour Telebanking
Savings Accounts
Personal Savings, Health Savings, Money Market, IRA and Education savings. We have you covered.
Apply for a new Savings Account
Compare Savings Accounts
Account Type | Opening Deposit | Minimum Balance to Avoid Service Charges | Monthly Service Charge |
---|---|---|---|
Personal Savings* | $100 | $100 | $1 if balance below $100 |
Minor Savings* | $25 | $0 | $0 |
Money Market Savings Account* | $1,000 | $1,000 | $6 if balance below $1,000 |
USA Money Market Account* | $10,000 | $1,000 | $10 if balance below $1,000 |
Personal Savings*: Four withdrawals allowed per month – more than four are .25 cents each. Interest compounded semi-annually.
Minor Savings*: A FREE savings account for minors, up to age of 18, then converts to Passbook Savings. Interest compounded semi-annually.
Money Market Savings Account*: Traditional Money Market Deposit Account. Open with a $1,000 minimum opening balance and maintain $1,000 minimum balance to avoid service charges. Interest compounded and credited monthly.
USA Money Market Account*: Tiered Money Market Deposit Account. Open with a minimum opening balance of $10,000 and a minimum balance of $1,000. Interest compounded and credited monthly.
* Fees could reduce earnings on accounts. Interest rates may change on account after opening.
Certificates of Deposit
Security BankUSA pays competitive interest rates on CD's and are insured to $250,000 by the FDIC. Call toll free for current rate quotes: 1-888-761-5879 or click here for current rates.
IRA Accounts*
- IRA Variable
- Roth IRA
- Education Savings
*For disclosure of interest rates, compounding and crediting and other balance information, contact one of our personal bankers at 751-1510. All accounts can be accessed day and night with our online banking or 24-Hour Telebanking.
Health Savings Account*
Health savings accounts are for individuals and families covered by high deductible health insurance plans.
- No set up fee
- $100 minimum deposit
- $25.00 transfer out fee
- $25.00 early closing fee
- E-statement
- Checks or debit card
- Pays interest at a variable rate
* Interest rate and fees may change after account is opened. Fees may reduce earnings.